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{"sheet":"Calcolo","index":0,"n_rows":52,"n_cols":12,"rows_kept":52,"cut":false,"hidden":false,"merged":[[1,1,1,9],[39,4,39,5],[42,4,42,5],[27,10,27,11],[25,2,30,7],[31,3,31,7],[5,2,5,3],[15,2,15,3],[7,10,17,11],[23,3,23,5],[21,3,21,5],[7,3,7,4],[9,3,9,4],[11,3,11,4],[13,3,13,4],[17,3,17,4],[19,3,19,4],[42,2,42,3],[44,5,44,11],[33,1,33,10],[39,2,39,3],[37,2,37,11]]}
[]
[null,"Calcolo conversione rendita"]
[]
[]
[]
[null,null,"informazioni sul contratto",null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2026-02-25"}]
[]
[null,null,"Prodotto",null,null,null,null,null,null,null,"Compilare i campi contrassegnati dalla matita blu selezionando le voci dal menù a tendina. Gli unici campi liberi sono quelli relativi all'anno di nascita e al maturato.\nIn caso di cambio prodotto è necessario rivedere tutti i campi in quanto alcuni potrebbero presentare voci diverse o essere non rilevanti ai fini del calcolo. "]
[]
[null,null,"Anno d'adesione"]
[]
[null,null,"Rateizzazione"]
[]
[null,null,"Opzione"]
[]
[null,null,"informazioni sul contraente"]
[]
[null,null,"Età"]
[]
[null,null,"Sesso",null,null,null,null,null,null,null,"Tasso ",{"$f":"IF(ISBLANK(D8),\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E4\"))","v":""}]
[]
[null,null,"Anno di nascita",null,null,null,null,null,null,null,"Coeff. Opzione Rendita ",{"$f":"IF(ISBLANK(D8),\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E8\"))","v":""}]
[]
[null,null,"Maturato alla data di calcolo",null,null,null,null,null,null,null,"Importo Rendita Vitalizia Immediata annua",{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D24)),\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E9\"))","v":""}]
[]
[null,null,{"$f":"IF(ISBLANK(D8),\"Compila i campi per effettuare il calcolo\",VLOOKUP(D8,Prodotti!B4:D23,3,FALSE))","v":"Compila i campi per effettuare il calcolo"},null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(D12),D12=\"\",D12=\"Annuale\"),\"\",\"Importo Rata \"&D12)","v":""},{"$f":"IF(OR(ISBLANK(D12),D12=\"\",D12=\"Annuale\"),\"\",IF(OR(ISBLANK(D8),ISBLANK(D24)),\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E10\")))","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D14)),\"\",IF(INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E12\")=\"\",\"\",\"in caso di rendita certa\"))","v":""}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D14)),\"\",IF(INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E12\")=\"\",\"\",\"Importo Rendita Certa annua\"))","v":""},{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D14)),\"\",IF(INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E12\")=\"\",\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E13\")))","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D14),D12=\"Annuale\"),\"\",IF(INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E12\")=\"\",\"\",\"Importo Rata \"&D12))","v":""},{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D14),D12=\"Annuale\"),\"\",IF(INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E12\")=\"\",\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!E14\")))","v":""}]
[]
[]
[null,"Verifica possibilità di percezione 100% in capitale"]
[]
[]
[]
[null,null,"L’intera liquidazione in forma di capitale della posizione individuale è possibile solo se l’importo della pensione complementare è esiguo (la conversione in rendita del 70% del montante accumulato risulta inferiore alla metà dell’importo annuo dell’assegno sociale) oppure se il richiedente ha aderito alla previdenza complementare prima del 29 aprile 1993 (cosiddetto “vecchio iscritto”) iscrivendosi a un fondo pensione preesistente (cioè un fondo già istituto alla data del 15 novembre 1992)."]
[]
[null,null,{"$f":"\"Assegno sociale in vigore nell'anno di calcolo (\"&YEAR(TODAY())&\") \"","v":"Assegno sociale in vigore nell'anno di calcolo (2026) "},null,{"$f":"IFERROR(VLOOKUP(YEAR(TODAY()),INPS!A:B,2,FALSE),\"Errore*\")","v":7101.12},null,null,null,null,null,"la cui metà:",{"$f":"IF(E40=\"Errore*\",\"\",E40/2)","v":3550.56}]
[null,null,"importo che varia annualmente, comunicato dall'INPS"]
[]
[null,null,"Importo rendita immediata con frazionamento annuale",null,{"$f":"IF(OR(ISBLANK(D8),ISBLANK(D24)),\"\",INDIRECT(\"'\"&VLOOKUP(D8,Prodotti!B4:C23,2,FALSE)&\"'!F9\"))","v":""},null,null,null,null,null,"di cui il 70%:",{"$f":"IF(OR(ISBLANK(E43),E43=\"\"),\"\",E43*0.7)","v":""}]
[]
[null,null,"Differenza",{"$f":"IF(OR(ISBLANK(E43),E43=\"\",ISBLANK(E40),E40=\"\"),\"\",(E40/2)-(E43*0.7))","v":""},null,{"$f":"IF(OR(ISBLANK(D45),D45=\"\"),\"Inserire assegno sociale per effettuare la verifica\",IF(D45>0,\"Non scatta obbligo di rendita\",\"Scatta obbligo di rendita\"))","v":"Inserire assegno sociale per effettuare la verifica"}]
[]
[]
[null,null,{"$f":"IF(OR(E40=\"\",E40=\"Errore*\",E40=\"#N/D\"),\"*Attenzione è necessario scaricare il file col dato INPS aggiornato\",\"\")","v":""},null,null,null,null,null,null,null,null,"Atto ad'esclusivo uso interno"]
[]
[]
[]
[null,null,null,"made by Vincenzo Auriemma - Agorass srl"]

{"sheet":"Prodotti","index":1,"n_rows":10,"n_cols":4,"rows_kept":10,"cut":false,"hidden":true,"merged":[]}
[]
[null,"Lista prodotti",null,"Creato da Vincenzo Auriemma - Agorass srl"]
[]
[null,"Nome","Foglio","Info"]
[null,"Planner","Planner","info presente su EDIWEB (valore riscatto totale per Planner)"]
[null,"Feelgood","Feelgood","info presente su EDIWEB (controvalore quote per Feelgood)"]
[null,"Domani sicuro Plus ITAPIPDSP1 o ITAPIPDSP3","DSP ITAPIPDSP1 - ITAPIPDSP3","info presente su PASS PORTAL (interrogazione contratto => situazione finanziaria => premere \"calcola valore di riscatto netto o lordo delle penali a scelta\")"]
[null,"Domani sicuro Plus IUPIP_DSP o ULPIP_DSP","DSP IUPIP_DSP - ULPIP_DSP","info presente su PASS PORTAL (interrogazione contratto => situazione finanziaria => premere \"calcola valore di riscatto netto o lordo delle penali a scelta\")"]
[null,"Domani sicuro Plus  IUPIP_DSP01 o ULPIP_DSP01","DSP  IUPIP_DSP01- ULPIP_DSP01","info presente su PASS PORTAL (interrogazione contratto => situazione finanziaria => premere \"calcola valore di riscatto netto o lordo delle penali a scelta\")"]
[null,"Domani sicuro Plus  IUPIP_DSP05 o ULPIP_DSP05","DSP IUPIP_DSP05 - ULPIP_DSP05","info presente su PASS PORTAL (interrogazione contratto => situazione finanziaria => premere \"calcola valore di riscatto netto o lordo delle penali a scelta\")"]

{"sheet":"INPS","index":2,"n_rows":4,"n_cols":2,"rows_kept":4,"cut":false,"hidden":true,"merged":[]}
["Anni","Valore INPS"]
[2024,6947.33]
[2025,7002.84]
[2026,7101.12]

{"sheet":"Planner","index":3,"n_rows":230,"n_cols":74,"rows_kept":230,"cut":false,"hidden":true,"merged":[[76,0,76,1],[59,0,59,1],[29,1,29,4],[29,7,29,10],[29,13,29,16]]}
["PLANNER"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 5 anni e poi vitalizia","Rendita certa per 10 anni e poi vitalizia","Rendita certa per 15 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",{"$f":"IF(OR(ISBLANK(B4),B4=0),\"\",HLOOKUP(B4,B22:C24,3,FALSE))","v":""},null,null,null,null,"prima del 21/12/2012","dal 21/12/2012 in poi"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",HLOOKUP(B4,B22:C24,2,FALSE))","v":""},null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(B6,A79:D230,2,FALSE),IF(B5=\"F\",VLOOKUP(B6,A79:D230,3,FALSE),\"\")),VLOOKUP(B6,A79:D230,4,FALSE)))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,A31:E57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,G31:K57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,M31:Q57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)))","v":""},{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,A31:E57,2,FALSE),IF(B5=\"F\",VLOOKUP(E7,G31:K57,2,FALSE),\"\")),VLOOKUP(E7,M31:Q57,2,FALSE)))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",E9/HLOOKUP(B8,H79:K81,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,T31:X57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,Z31:AD57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,AF31:AJ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)),IF(B9=L3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,AM31:AQ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,AS31:AW57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,AY31:BC57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)),IF(B9=M3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,BF31:BJ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,BL31:BP57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,BR31:BV57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE))))))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H79:K81,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
[null,"prima del 21/12/2012","dal 21/12/2012 in poi"]
["Tavola demografica","IPS55 distinta","IPS55 Unisex"]
["Tasso tecnico",0.02,0.01]
[]
["Coefficienti di conversione"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 5 anni",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 10 anni",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 15 anni"]
["prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex"]
[]
["M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile"]
[50,4.0059999999999998E-2,3.9660000000000001E-2,3.9460000000000002E-2,3.9329999999999997E-2,null,50,3.7150000000000002E-2,3.6799999999999999E-2,3.6630000000000003E-2,3.6519999999999997E-2,null,50,3.2300000000000002E-2,3.2039999999999999E-2,3.1910000000000001E-2,3.1820000000000001E-2,null,null,50,4.0030000000000003E-2,3.9629999999999999E-2,3.9440000000000003E-2,3.9309999999999998E-2,null,50,3.7130000000000003E-2,3.678E-2,3.6609999999999997E-2,3.6499999999999998E-2,null,50,3.2280000000000003E-2,3.202E-2,3.1890000000000002E-2,3.1809999999999998E-2,null,null,50,3.993E-2,3.9539999999999999E-2,3.934E-2,3.9219999999999998E-2,null,50,3.7060000000000003E-2,3.6720000000000003E-2,3.6549999999999999E-2,3.644E-2,null,50,3.2219999999999999E-2,3.1960000000000002E-2,3.184E-2,3.175E-2,null,null,50,3.9730000000000001E-2,3.9350000000000003E-2,3.916E-2,3.9039999999999998E-2,null,50,3.6949999999999997E-2,3.662E-2,3.6450000000000003E-2,3.6339999999999997E-2,null,50,3.2099999999999997E-2,3.1850000000000003E-2,3.1719999999999998E-2,3.1640000000000001E-2]
[51,4.0849999999999997E-2,4.0430000000000001E-2,4.0230000000000002E-2,4.0090000000000001E-2,null,51,3.7769999999999998E-2,3.7409999999999999E-2,3.7240000000000002E-2,3.712E-2,null,51,3.3009999999999998E-2,3.2739999999999998E-2,3.2599999999999997E-2,3.2509999999999997E-2,null,null,51,4.0809999999999999E-2,4.0399999999999998E-2,4.0189999999999997E-2,4.0059999999999998E-2,null,51,3.7749999999999999E-2,3.739E-2,3.7220000000000003E-2,3.7100000000000001E-2,null,51,3.2989999999999998E-2,3.2719999999999999E-2,3.2579999999999998E-2,3.2489999999999998E-2,null,null,51,4.07E-2,4.0289999999999999E-2,4.0090000000000001E-2,3.9960000000000002E-2,null,51,3.7679999999999998E-2,3.7330000000000002E-2,3.7150000000000002E-2,3.7039999999999997E-2,null,51,3.2919999999999998E-2,3.2649999999999998E-2,3.252E-2,3.243E-2,null,null,51,4.0469999999999999E-2,4.0070000000000001E-2,3.9879999999999999E-2,3.9750000000000001E-2,null,51,3.755E-2,3.721E-2,3.7039999999999997E-2,3.6920000000000001E-2,null,51,3.2779999999999997E-2,3.252E-2,3.2390000000000002E-2,3.2300000000000002E-2]
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[68,6.4979999999999996E-2,6.3930000000000001E-2,6.3409999999999994E-2,6.3079999999999997E-2,null,68,5.638E-2,5.5590000000000001E-2,5.5199999999999999E-2,5.4940000000000003E-2,null,68,5.4170000000000003E-2,5.3440000000000001E-2,5.3080000000000002E-2,5.2850000000000001E-2,null,null,68,6.4360000000000001E-2,6.3380000000000006E-2,6.2899999999999998E-2,6.2579999999999997E-2,null,68,5.6140000000000002E-2,5.5370000000000003E-2,5.5E-2,5.475E-2,null,68,5.3830000000000003E-2,5.314E-2,5.28E-2,5.2569999999999999E-2,null,null,68,6.25E-2,6.164E-2,6.1219999999999997E-2,6.0949999999999997E-2,null,68,5.5399999999999998E-2,5.4679999999999999E-2,5.4330000000000003E-2,5.4089999999999999E-2,null,68,5.2749999999999998E-2,5.2130000000000003E-2,5.1819999999999998E-2,5.1619999999999999E-2,null,null,68,5.9159999999999997E-2,5.8479999999999997E-2,5.815E-2,5.7919999999999999E-2,null,68,5.3940000000000002E-2,5.33E-2,5.2990000000000002E-2,5.2780000000000001E-2,null,68,5.0610000000000002E-2,5.0099999999999999E-2,4.9849999999999998E-2,4.9680000000000002E-2]
[69,6.744E-2,6.6309999999999994E-2,6.5750000000000003E-2,6.5390000000000004E-2,null,69,5.8259999999999999E-2,5.7410000000000003E-2,5.7000000000000002E-2,5.6730000000000003E-2,null,69,5.6309999999999999E-2,5.552E-2,5.5129999999999998E-2,5.4870000000000002E-2,null,null,69,6.6689999999999999E-2,6.5640000000000004E-2,6.5129999999999993E-2,6.4799999999999996E-2,null,69,5.7970000000000001E-2,5.7160000000000002E-2,5.6759999999999998E-2,5.6500000000000002E-2,null,69,5.5899999999999998E-2,5.5149999999999998E-2,5.4789999999999998E-2,5.4550000000000001E-2,null,null,69,6.4479999999999996E-2,6.3589999999999994E-2,6.3149999999999998E-2,6.2859999999999999E-2,null,69,5.7099999999999998E-2,5.6340000000000001E-2,5.5969999999999999E-2,5.5730000000000002E-2,null,69,5.4600000000000003E-2,5.3940000000000002E-2,5.3620000000000001E-2,5.3400000000000003E-2,null,null,69,6.0569999999999999E-2,5.987E-2,5.953E-2,5.9310000000000002E-2,null,69,5.5350000000000003E-2,5.4690000000000003E-2,5.4370000000000002E-2,5.4149999999999997E-2,null,69,5.2060000000000002E-2,5.1529999999999999E-2,5.1270000000000003E-2,5.11E-2]
[70,7.009E-2,6.8860000000000005E-2,6.8269999999999997E-2,6.7879999999999996E-2,null,70,6.0290000000000003E-2,5.9380000000000002E-2,5.8939999999999999E-2,5.8650000000000001E-2,null,70,5.8599999999999999E-2,5.7750000000000003E-2,5.7329999999999999E-2,5.7049999999999997E-2,null,null,70,6.9180000000000005E-2,6.8070000000000006E-2,6.7519999999999997E-2,6.7169999999999994E-2,null,70,5.9950000000000003E-2,5.9080000000000001E-2,5.8659999999999997E-2,5.8380000000000001E-2,null,70,5.8110000000000002E-2,5.731E-2,5.6910000000000002E-2,5.6660000000000002E-2,null,null,70,6.6549999999999998E-2,6.5619999999999998E-2,6.5159999999999996E-2,6.4850000000000005E-2,null,70,5.8900000000000001E-2,5.8110000000000002E-2,5.772E-2,5.7459999999999997E-2,null,70,5.6550000000000003E-2,5.5849999999999997E-2,5.5509999999999997E-2,5.5289999999999999E-2,null,null,70,6.198E-2,6.1269999999999998E-2,6.0929999999999998E-2,6.0699999999999997E-2,null,70,5.6809999999999999E-2,5.6129999999999999E-2,5.5800000000000002E-2,5.5579999999999997E-2,null,70,5.3530000000000001E-2,5.2990000000000002E-2,5.2720000000000003E-2,5.2549999999999999E-2]
[71,7.2940000000000005E-2,7.1609999999999993E-2,7.0970000000000005E-2,7.0550000000000002E-2,null,71,6.2480000000000001E-2,6.1510000000000002E-2,6.1030000000000001E-2,6.0720000000000003E-2,null,71,6.1080000000000002E-2,6.0150000000000002E-2,5.969E-2,5.9389999999999998E-2,null,null,71,7.1859999999999993E-2,7.0660000000000001E-2,7.0080000000000003E-2,6.9699999999999998E-2,null,71,6.207E-2,6.1150000000000003E-2,6.0690000000000001E-2,6.0400000000000002E-2,null,71,6.0479999999999999E-2,5.9619999999999999E-2,5.9200000000000003E-2,5.892E-2,null,null,71,6.8709999999999993E-2,6.7729999999999999E-2,6.7250000000000004E-2,6.6930000000000003E-2,null,71,6.0819999999999999E-2,5.9979999999999999E-2,5.9569999999999998E-2,5.9299999999999999E-2,null,71,5.8599999999999999E-2,5.7869999999999998E-2,5.7509999999999999E-2,5.7270000000000001E-2,null,null,71,6.3380000000000006E-2,6.2670000000000003E-2,6.232E-2,6.2089999999999999E-2,null,71,5.8310000000000001E-2,5.7610000000000001E-2,5.7270000000000001E-2,5.704E-2,null,71,5.5019999999999999E-2,5.4469999999999998E-2,5.4199999999999998E-2,5.4019999999999999E-2]
[72,7.6020000000000004E-2,7.4579999999999994E-2,7.3880000000000001E-2,7.3429999999999995E-2,null,72,6.4850000000000005E-2,6.3799999999999996E-2,6.3289999999999999E-2,6.2950000000000006E-2,null,72,6.3750000000000001E-2,6.2729999999999994E-2,6.2239999999999997E-2,6.191E-2,null,null,72,7.4719999999999995E-2,7.3440000000000005E-2,7.2819999999999996E-2,7.2410000000000002E-2,null,72,6.4369999999999997E-2,6.3380000000000006E-2,6.2890000000000001E-2,6.2570000000000001E-2,null,72,6.3030000000000003E-2,6.2100000000000002E-2,6.1650000000000003E-2,6.1350000000000002E-2,null,null,72,7.0940000000000003E-2,6.9919999999999996E-2,6.9419999999999996E-2,6.9099999999999995E-2,null,72,6.2850000000000003E-2,6.1960000000000001E-2,6.1530000000000001E-2,6.1249999999999999E-2,null,72,6.0749999999999998E-2,5.9979999999999999E-2,5.96E-2,5.935E-2,null,null,72,6.4759999999999998E-2,6.4049999999999996E-2,6.3700000000000007E-2,6.3460000000000003E-2,null,72,5.9839999999999997E-2,5.9119999999999999E-2,5.8770000000000003E-2,5.8540000000000002E-2,null,72,5.6509999999999998E-2,5.595E-2,5.568E-2,5.5500000000000001E-2]
[73,7.936E-2,7.7799999999999994E-2,7.7039999999999997E-2,7.6539999999999997E-2,null,73,6.7430000000000004E-2,6.6299999999999998E-2,6.5740000000000007E-2,6.5379999999999994E-2,null,73,6.6650000000000001E-2,6.5540000000000001E-2,6.5009999999999998E-2,6.4649999999999999E-2,null,null,73,7.7799999999999994E-2,7.6429999999999998E-2,7.5759999999999994E-2,7.5319999999999998E-2,null,73,6.6850000000000007E-2,6.5790000000000001E-2,6.5269999999999995E-2,6.4930000000000002E-2,null,73,6.5780000000000005E-2,6.4780000000000004E-2,6.429E-2,6.3969999999999999E-2,null,null,73,7.3260000000000006E-2,7.22E-2,7.1679999999999994E-2,7.1340000000000001E-2,null,73,6.5000000000000002E-2,6.4070000000000002E-2,6.361E-2,6.3310000000000005E-2,null,73,6.3009999999999997E-2,6.2199999999999998E-2,6.1800000000000001E-2,6.1539999999999997E-2,null,null,73,6.6119999999999998E-2,6.54E-2,6.5049999999999997E-2,6.4820000000000003E-2,null,73,6.139E-2,6.0659999999999999E-2,6.0299999999999999E-2,6.0060000000000002E-2,null,73,5.8000000000000003E-2,5.7439999999999998E-2,5.7160000000000002E-2,5.6980000000000003E-2]
[74,8.301E-2,8.1299999999999997E-2,8.047E-2,7.9930000000000001E-2,null,74,7.0260000000000003E-2,6.9029999999999994E-2,6.8430000000000005E-2,6.8040000000000003E-2,null,74,6.9819999999999993E-2,6.8610000000000004E-2,6.8019999999999997E-2,6.7629999999999996E-2,null,null,74,8.1110000000000002E-2,7.9630000000000006E-2,7.8909999999999994E-2,7.8439999999999996E-2,null,74,6.9559999999999997E-2,6.8409999999999999E-2,6.7849999999999994E-2,6.7489999999999994E-2,null,74,6.8760000000000002E-2,6.7669999999999994E-2,6.7140000000000005E-2,6.6790000000000002E-2,null,null,74,7.5649999999999995E-2,7.4550000000000005E-2,7.4010000000000006E-2,7.3660000000000003E-2,null,74,6.7280000000000006E-2,6.6299999999999998E-2,6.5820000000000004E-2,6.5500000000000003E-2,null,74,6.5369999999999998E-2,6.4519999999999994E-2,6.4100000000000004E-2,6.3829999999999998E-2,null,null,74,6.7430000000000004E-2,6.6720000000000002E-2,6.6369999999999998E-2,6.6140000000000004E-2,null,74,6.2939999999999996E-2,6.2199999999999998E-2,6.1839999999999999E-2,6.1600000000000002E-2,null,74,5.9470000000000002E-2,5.8909999999999997E-2,5.8639999999999998E-2,5.8450000000000002E-2]
[75,8.6999999999999994E-2,8.5129999999999997E-2,8.4220000000000003E-2,8.3629999999999996E-2,null,75,7.3349999999999999E-2,7.2020000000000001E-2,7.1360000000000007E-2,7.0940000000000003E-2,null,75,7.3289999999999994E-2,7.195E-2,7.1309999999999998E-2,7.0879999999999999E-2,null,null,75,8.4650000000000003E-2,8.3070000000000005E-2,8.2299999999999998E-2,8.1799999999999998E-2,null,75,7.2489999999999999E-2,7.1260000000000004E-2,7.0650000000000004E-2,7.0260000000000003E-2,null,75,7.1970000000000006E-2,7.0790000000000006E-2,7.0220000000000005E-2,6.9839999999999999E-2,null,null,75,7.8100000000000003E-2,7.6960000000000001E-2,7.6410000000000006E-2,7.6039999999999996E-2,null,75,6.9680000000000006E-2,6.8650000000000003E-2,6.8150000000000002E-2,6.7820000000000005E-2,null,75,6.7830000000000001E-2,6.694E-2,6.651E-2,6.6220000000000001E-2,null,null,75,6.8690000000000001E-2,6.7989999999999995E-2,6.7640000000000006E-2,6.7409999999999998E-2,null,75,6.4479999999999996E-2,6.3740000000000005E-2,6.3380000000000006E-2,6.3130000000000006E-2,null,75,6.0909999999999999E-2,6.0350000000000001E-2,6.0080000000000001E-2,5.9900000000000002E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
["prima del 21/12/2012","IPS55 distinta",null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex"]
[]
["Maschi",null,"Femmine"]
["Anno di nascita","Correzione dell’età","Anno di nascita","Correzione dell’età",null,"Generazione","Correzione"]
["Fino al 1925",3,"Fino al 1927",3,null,"fino al 1927",3]
["dal 1926 al 1938",2,"dal 1928 al 1940",2,null,"dal 1928 al 1938",2]
["dal 1939 al 1947",1,"dal 1941 al 1949",1,null,"dal 1939 al 1948",1]
["dal 1948 al 1960",0,"dal 1950 al 1962",0,null,"dal 1949 al 1960",0]
["dal 1961 al 1970",-1,"dal 1963 al 1972",-1,null,"dal 1961 al 1970",-1]
["oltre il 1970",-2,"oltre 1972",-2,null,"dal 1971 in poi",-2]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"M","F","Unisex",null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,3,3,null,null,"Colonna",2,3,4,5]
[1901,3,3,3,null,null,"Rapporto",1,2,4,12]
[1902,3,3,3]
[1903,3,3,3]
[1904,3,3,3]
[1905,3,3,3]
[1906,3,3,3]
[1907,3,3,3]
[1908,3,3,3]
[1909,3,3,3]
[1910,3,3,3]
[1911,3,3,3]
[1912,3,3,3]
[1913,3,3,3]
[1914,3,3,3]
[1915,3,3,3]
[1916,3,3,3]
[1917,3,3,3]
[1918,3,3,3]
[1919,3,3,3]
[1920,3,3,3]
[1921,3,3,3]
[1922,3,3,3]
[1923,3,3,3]
[1924,3,3,3]
[1925,3,3,3]
[1926,2,3,3]
[1927,2,3,3]
[1928,2,2,3]
[1929,2,2,2]
[1930,2,2,2]
[1931,2,2,2]
[1932,2,2,2]
[1933,2,2,2]
[1934,2,2,2]
[1935,2,2,2]
[1936,2,2,2]
[1937,2,2,2]
[1938,2,2,2]
[1939,1,2,1]
[1940,1,2,1]
[1941,1,1,1]
[1942,1,1,1]
[1943,1,1,1]
[1944,1,1,1]
[1945,1,1,1]
[1946,1,1,1]
[1947,1,1,1]
[1948,0,1,1]
[1949,0,1,0]
[1950,0,0,0]
[1951,0,0,0]
[1952,0,0,0]
[1953,0,0,0]
[1954,0,0,0]
[1955,0,0,0]
[1956,0,0,0]
[1957,0,0,0]
[1958,0,0,0]
[1959,0,0,0]
[1960,0,0,0]
[1961,-1,0,-1]
[1962,-1,0,-1]
[1963,-1,-1,-1]
[1964,-1,-1,-1]
[1965,-1,-1,-1]
[1966,-1,-1,-1]
[1967,-1,-1,-1]
[1968,-1,-1,-1]
[1969,-1,-1,-1]
[1970,-1,-1,-1]
[1971,-2,-1,-2]
[1972,-2,-1,-2]
[1973,-2,-2,-2]
[1974,-2,-2,-2]
[1975,-2,-2,-2]
[1976,-2,-2,-2]
[1977,-2,-2,-2]
[1978,-2,-2,-2]
[1979,-2,-2,-2]
[1980,-2,-2,-2]
[1981,-2,-2,-2]
[1982,-2,-2,-2]
[1983,-2,-2,-2]
[1984,-2,-2,-2]
[1985,-2,-2,-2]
[1986,-2,-2,-2]
[1987,-2,-2,-2]
[1988,-2,-2,-2]
[1989,-2,-2,-2]
[1990,-2,-2,-2]
[1991,-2,-2,-2]
[1992,-2,-2,-2]
[1993,-2,-2,-2]
[1994,-2,-2,-2]
[1995,-2,-2,-2]
[1996,-2,-2,-2]
[1997,-2,-2,-2]
[1998,-2,-2,-2]
[1999,-2,-2,-2]
[2000,-2,-2,-2]
[2001,-2,-2,-2]
[2002,-2,-2,-2]
[2003,-2,-2,-2]
[2004,-2,-2,-2]
[2005,-2,-2,-2]
[2006,-2,-2,-2]
[2007,-2,-2,-2]
[2008,-2,-2,-2]
[2009,-2,-2,-2]
[2010,-2,-2,-2]
[2011,-2,-2,-2]
[2012,-2,-2,-2]
[2013,-2,-2,-2]
[2014,-2,-2,-2]
[2015,-2,-2,-2]
[2016,-2,-2,-2]
[2017,-2,-2,-2]
[2018,-2,-2,-2]
[2019,-2,-2,-2]
[2020,-2,-2,-2]
[2021,-2,-2,-2]
[2022,-2,-2,-2]
[2023,-2,-2,-2]
[2024,-2,-2,-2]
[2025,-2,-2,-2]
[2026,-2,-2,-2]
[2027,-2,-2,-2]
[2028,-2,-2,-2]
[2029,-2,-2,-2]
[2030,-2,-2,-2]
[2031,-2,-2,-2]
[2032,-2,-2,-2]
[2033,-2,-2,-2]
[2034,-2,-2,-2]
[2035,-2,-2,-2]
[2036,-2,-2,-2]
[2037,-2,-2,-2]
[2038,-2,-2,-2]
[2039,-2,-2,-2]
[2040,-2,-2,-2]
[2041,-2,-2,-2]
[2042,-2,-2,-2]
[2043,-2,-2,-2]
[2044,-2,-2,-2]
[2045,-2,-2,-2]
[2046,-2,-2,-2]
[2047,-2,-2,-2]
[2048,-2,-2,-2]
[2049,-2,-2,-2]
[2050,-2,-2,-2]

{"sheet":"Feelgood","index":4,"n_rows":230,"n_cols":74,"rows_kept":230,"cut":false,"hidden":true,"merged":[[29,1,29,4],[29,7,29,10],[29,13,29,16],[59,0,59,1],[76,0,76,1]]}
["Feelgood"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 5 anni e poi vitalizia","Rendita certa per 10 anni e poi vitalizia","Rendita certa per 15 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",{"$f":"IF(OR(ISBLANK(B4),B4=0),\"\",HLOOKUP(B4,B22:C24,3,FALSE))","v":""},null,null,null,null,"prima del 21/12/2012","dal 21/12/2012 in poi"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",HLOOKUP(B4,B22:C24,2,FALSE))","v":""},null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(B6,A79:D230,2,FALSE),IF(B5=\"F\",VLOOKUP(B6,A79:D230,3,FALSE),\"\")),VLOOKUP(B6,A79:D230,4,FALSE)))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,A31:E57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,G31:K57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,M31:Q57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)))","v":""},{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,A31:E57,2,FALSE),IF(B5=\"F\",VLOOKUP(E7,G31:K57,2,FALSE),\"\")),VLOOKUP(E7,M31:Q57,2,FALSE)))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(B4),ISBLANK(B5),B4=0,B5=0),\"\",E9/HLOOKUP(B8,H79:K81,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,T31:X57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,Z31:AD57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,AF31:AJ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)),IF(B9=L3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,AM31:AQ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,AS31:AW57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,AY31:BC57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE)),IF(B9=M3,IF(E5=\"IPS55 distinta\",IF(B5=\"M\",VLOOKUP(E7,BF31:BJ57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),IF(B5=\"F\",VLOOKUP(E7,BL31:BP57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE),\"\")),VLOOKUP(E7,BR31:BV57,HLOOKUP(B8,H79:K81,2,FALSE),FALSE))))))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H79:K81,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
[null,"prima del 21/12/2012","dal 21/12/2012 in poi"]
["Tavola demografica","IPS55 distinta","IPS55 Unisex"]
["Tasso tecnico",0.02,0.01]
[]
["Coefficienti di conversione"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 5 anni",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 10 anni",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rendita per 15 anni"]
["prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex",null,null,null,null,null,"prima del 21/12/2012","IPS55 distinta",null,null,null,null,null,null,null,null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex"]
[]
["M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita",null,null,null,null,null,"M","Rateazione della rendita",null,null,null,null,"F","Rateazione della rendita",null,null,null,null,"Unisex","Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile",null,null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","       Semestrale","       Trimestrale","Mensile"]
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[72,7.6020000000000004E-2,7.4579999999999994E-2,7.3880000000000001E-2,7.3429999999999995E-2,null,72,6.4850000000000005E-2,6.3799999999999996E-2,6.3289999999999999E-2,6.2950000000000006E-2,null,72,6.3750000000000001E-2,6.2729999999999994E-2,6.2239999999999997E-2,6.191E-2,null,null,72,7.4719999999999995E-2,7.3440000000000005E-2,7.2819999999999996E-2,7.2410000000000002E-2,null,72,6.4369999999999997E-2,6.3380000000000006E-2,6.2890000000000001E-2,6.2570000000000001E-2,null,72,6.3030000000000003E-2,6.2100000000000002E-2,6.1650000000000003E-2,6.1350000000000002E-2,null,null,72,7.0940000000000003E-2,6.9919999999999996E-2,6.9419999999999996E-2,6.9099999999999995E-2,null,72,6.2850000000000003E-2,6.1960000000000001E-2,6.1530000000000001E-2,6.1249999999999999E-2,null,72,6.0749999999999998E-2,5.9979999999999999E-2,5.96E-2,5.935E-2,null,null,72,6.4759999999999998E-2,6.4049999999999996E-2,6.3700000000000007E-2,6.3460000000000003E-2,null,72,5.9839999999999997E-2,5.9119999999999999E-2,5.8770000000000003E-2,5.8540000000000002E-2,null,72,5.6509999999999998E-2,5.595E-2,5.568E-2,5.5500000000000001E-2]
[73,7.936E-2,7.7799999999999994E-2,7.7039999999999997E-2,7.6539999999999997E-2,null,73,6.7430000000000004E-2,6.6299999999999998E-2,6.5740000000000007E-2,6.5379999999999994E-2,null,73,6.6650000000000001E-2,6.5540000000000001E-2,6.5009999999999998E-2,6.4649999999999999E-2,null,null,73,7.7799999999999994E-2,7.6429999999999998E-2,7.5759999999999994E-2,7.5319999999999998E-2,null,73,6.6850000000000007E-2,6.5790000000000001E-2,6.5269999999999995E-2,6.4930000000000002E-2,null,73,6.5780000000000005E-2,6.4780000000000004E-2,6.429E-2,6.3969999999999999E-2,null,null,73,7.3260000000000006E-2,7.22E-2,7.1679999999999994E-2,7.1340000000000001E-2,null,73,6.5000000000000002E-2,6.4070000000000002E-2,6.361E-2,6.3310000000000005E-2,null,73,6.3009999999999997E-2,6.2199999999999998E-2,6.1800000000000001E-2,6.1539999999999997E-2,null,null,73,6.6119999999999998E-2,6.54E-2,6.5049999999999997E-2,6.4820000000000003E-2,null,73,6.139E-2,6.0659999999999999E-2,6.0299999999999999E-2,6.0060000000000002E-2,null,73,5.8000000000000003E-2,5.7439999999999998E-2,5.7160000000000002E-2,5.6980000000000003E-2]
[74,8.301E-2,8.1299999999999997E-2,8.047E-2,7.9930000000000001E-2,null,74,7.0260000000000003E-2,6.9029999999999994E-2,6.8430000000000005E-2,6.8040000000000003E-2,null,74,6.9819999999999993E-2,6.8610000000000004E-2,6.8019999999999997E-2,6.7629999999999996E-2,null,null,74,8.1110000000000002E-2,7.9630000000000006E-2,7.8909999999999994E-2,7.8439999999999996E-2,null,74,6.9559999999999997E-2,6.8409999999999999E-2,6.7849999999999994E-2,6.7489999999999994E-2,null,74,6.8760000000000002E-2,6.7669999999999994E-2,6.7140000000000005E-2,6.6790000000000002E-2,null,null,74,7.5649999999999995E-2,7.4550000000000005E-2,7.4010000000000006E-2,7.3660000000000003E-2,null,74,6.7280000000000006E-2,6.6299999999999998E-2,6.5820000000000004E-2,6.5500000000000003E-2,null,74,6.5369999999999998E-2,6.4519999999999994E-2,6.4100000000000004E-2,6.3829999999999998E-2,null,null,74,6.7430000000000004E-2,6.6720000000000002E-2,6.6369999999999998E-2,6.6140000000000004E-2,null,74,6.2939999999999996E-2,6.2199999999999998E-2,6.1839999999999999E-2,6.1600000000000002E-2,null,74,5.9470000000000002E-2,5.8909999999999997E-2,5.8639999999999998E-2,5.8450000000000002E-2]
[75,8.6999999999999994E-2,8.5129999999999997E-2,8.4220000000000003E-2,8.3629999999999996E-2,null,75,7.3349999999999999E-2,7.2020000000000001E-2,7.1360000000000007E-2,7.0940000000000003E-2,null,75,7.3289999999999994E-2,7.195E-2,7.1309999999999998E-2,7.0879999999999999E-2,null,null,75,8.4650000000000003E-2,8.3070000000000005E-2,8.2299999999999998E-2,8.1799999999999998E-2,null,75,7.2489999999999999E-2,7.1260000000000004E-2,7.0650000000000004E-2,7.0260000000000003E-2,null,75,7.1970000000000006E-2,7.0790000000000006E-2,7.0220000000000005E-2,6.9839999999999999E-2,null,null,75,7.8100000000000003E-2,7.6960000000000001E-2,7.6410000000000006E-2,7.6039999999999996E-2,null,75,6.9680000000000006E-2,6.8650000000000003E-2,6.8150000000000002E-2,6.7820000000000005E-2,null,75,6.7830000000000001E-2,6.694E-2,6.651E-2,6.6220000000000001E-2,null,null,75,6.8690000000000001E-2,6.7989999999999995E-2,6.7640000000000006E-2,6.7409999999999998E-2,null,75,6.4479999999999996E-2,6.3740000000000005E-2,6.3380000000000006E-2,6.3130000000000006E-2,null,75,6.0909999999999999E-2,6.0350000000000001E-2,6.0080000000000001E-2,5.9900000000000002E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
["prima del 21/12/2012","IPS55 distinta",null,null,null,"dal 21/12/2012 in poi","IPS55 Unisex"]
[]
["Maschi",null,"Femmine"]
["Anno di nascita","Correzione dell’età","Anno di nascita","Correzione dell’età",null,"Generazione","Correzione"]
["Fino al 1925",3,"Fino al 1927",3,null,"fino al 1927",3]
["dal 1926 al 1938",2,"dal 1928 al 1940",2,null,"dal 1928 al 1938",2]
["dal 1939 al 1947",1,"dal 1941 al 1949",1,null,"dal 1939 al 1948",1]
["dal 1948 al 1960",0,"dal 1950 al 1962",0,null,"dal 1949 al 1960",0]
["dal 1961 al 1970",-1,"dal 1963 al 1972",-1,null,"dal 1961 al 1970",-1]
["oltre il 1970",-2,"oltre 1972",-2,null,"dal 1971 in poi",-2]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"M","F","Unisex",null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,3,3,null,null,"Colonna",2,3,4,5]
[1901,3,3,3,null,null,"Rapporto",1,2,4,12]
[1902,3,3,3]
[1903,3,3,3]
[1904,3,3,3]
[1905,3,3,3]
[1906,3,3,3]
[1907,3,3,3]
[1908,3,3,3]
[1909,3,3,3]
[1910,3,3,3]
[1911,3,3,3]
[1912,3,3,3]
[1913,3,3,3]
[1914,3,3,3]
[1915,3,3,3]
[1916,3,3,3]
[1917,3,3,3]
[1918,3,3,3]
[1919,3,3,3]
[1920,3,3,3]
[1921,3,3,3]
[1922,3,3,3]
[1923,3,3,3]
[1924,3,3,3]
[1925,3,3,3]
[1926,2,3,3]
[1927,2,3,3]
[1928,2,2,2]
[1929,2,2,2]
[1930,2,2,2]
[1931,2,2,2]
[1932,2,2,2]
[1933,2,2,2]
[1934,2,2,2]
[1935,2,2,2]
[1936,2,2,2]
[1937,2,2,2]
[1938,2,2,2]
[1939,1,2,1]
[1940,1,2,1]
[1941,1,1,1]
[1942,1,1,1]
[1943,1,1,1]
[1944,1,1,1]
[1945,1,1,1]
[1946,1,1,1]
[1947,1,1,1]
[1948,0,1,1]
[1949,0,1,0]
[1950,0,0,0]
[1951,0,0,0]
[1952,0,0,0]
[1953,0,0,0]
[1954,0,0,0]
[1955,0,0,0]
[1956,0,0,0]
[1957,0,0,0]
[1958,0,0,0]
[1959,0,0,0]
[1960,0,0,0]
[1961,-1,0,-1]
[1962,-1,0,-1]
[1963,-1,-1,-1]
[1964,-1,-1,-1]
[1965,-1,-1,-1]
[1966,-1,-1,-1]
[1967,-1,-1,-1]
[1968,-1,-1,-1]
[1969,-1,-1,-1]
[1970,-1,-1,-1]
[1971,-2,-1,-2]
[1972,-2,-1,-2]
[1973,-2,-2,-2]
[1974,-2,-2,-2]
[1975,-2,-2,-2]
[1976,-2,-2,-2]
[1977,-2,-2,-2]
[1978,-2,-2,-2]
[1979,-2,-2,-2]
[1980,-2,-2,-2]
[1981,-2,-2,-2]
[1982,-2,-2,-2]
[1983,-2,-2,-2]
[1984,-2,-2,-2]
[1985,-2,-2,-2]
[1986,-2,-2,-2]
[1987,-2,-2,-2]
[1988,-2,-2,-2]
[1989,-2,-2,-2]
[1990,-2,-2,-2]
[1991,-2,-2,-2]
[1992,-2,-2,-2]
[1993,-2,-2,-2]
[1994,-2,-2,-2]
[1995,-2,-2,-2]
[1996,-2,-2,-2]
[1997,-2,-2,-2]
[1998,-2,-2,-2]
[1999,-2,-2,-2]
[2000,-2,-2,-2]
[2001,-2,-2,-2]
[2002,-2,-2,-2]
[2003,-2,-2,-2]
[2004,-2,-2,-2]
[2005,-2,-2,-2]
[2006,-2,-2,-2]
[2007,-2,-2,-2]
[2008,-2,-2,-2]
[2009,-2,-2,-2]
[2010,-2,-2,-2]
[2011,-2,-2,-2]
[2012,-2,-2,-2]
[2013,-2,-2,-2]
[2014,-2,-2,-2]
[2015,-2,-2,-2]
[2016,-2,-2,-2]
[2017,-2,-2,-2]
[2018,-2,-2,-2]
[2019,-2,-2,-2]
[2020,-2,-2,-2]
[2021,-2,-2,-2]
[2022,-2,-2,-2]
[2023,-2,-2,-2]
[2024,-2,-2,-2]
[2025,-2,-2,-2]
[2026,-2,-2,-2]
[2027,-2,-2,-2]
[2028,-2,-2,-2]
[2029,-2,-2,-2]
[2030,-2,-2,-2]
[2031,-2,-2,-2]
[2032,-2,-2,-2]
[2033,-2,-2,-2]
[2034,-2,-2,-2]
[2035,-2,-2,-2]
[2036,-2,-2,-2]
[2037,-2,-2,-2]
[2038,-2,-2,-2]
[2039,-2,-2,-2]
[2040,-2,-2,-2]
[2041,-2,-2,-2]
[2042,-2,-2,-2]
[2043,-2,-2,-2]
[2044,-2,-2,-2]
[2045,-2,-2,-2]
[2046,-2,-2,-2]
[2047,-2,-2,-2]
[2048,-2,-2,-2]
[2049,-2,-2,-2]
[2050,-2,-2,-2]

{"sheet":"DSP ITAPIPDSP1 - ITAPIPDSP3","index":5,"n_rows":228,"n_cols":35,"rows_kept":228,"cut":false,"hidden":true,"merged":[[25,1,25,4],[25,7,25,10],[55,0,55,1],[74,0,74,1],[0,0,0,16383]]}
["Domani sicuro Plus ITAPIPDSP1 o ITAPIPDSP3"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 10 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",1E-3,null,null,null,null,"Dato non necessario"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica","A62",null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B6),B6=0),\"\",VLOOKUP(B6,A77:D228,2,FALSE))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B8),B8=0,ISBLANK(E6),E6=\"\"),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE))","v":""},{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,2,FALSE))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(E8),,E8=0,E8=\"\"),\"\",E9/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,VLOOKUP(E7,G27:K53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE),\"\"))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
["Coefficienti di conversione"]
[]
[]
["Rendita vitalizia immediata",null,null,null,null,null,"Rendita certa per 10 anni e poi vitalizia"]
[null,"Rateazione della rendita",null,null,null,null,null,"Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile"]
[50,2.5971999999999999E-2,2.5803E-2,2.5718999999999999E-2,2.5662999999999998E-2,null,50,2.5918E-2,2.5751E-2,2.5669000000000001E-2,2.5614999999999999E-2]
[51,2.6615E-2,2.6436999999999999E-2,2.6349000000000001E-2,2.6290000000000001E-2,null,51,2.6553E-2,2.6379E-2,2.6293E-2,2.6235000000000001E-2]
[52,2.7289000000000001E-2,2.7102000000000001E-2,2.7008999999999998E-2,2.6948E-2,null,52,2.7219E-2,2.7036000000000001E-2,2.6946000000000001E-2,2.6886E-2]
[53,2.7997000000000001E-2,2.7799999999999998E-2,2.7702999999999998E-2,2.7637999999999999E-2,null,53,2.7917999999999998E-2,2.7726000000000001E-2,2.7630999999999999E-2,2.7567999999999999E-2]
[54,2.8740999999999999E-2,2.8534E-2,2.8431000000000001E-2,2.8362999999999999E-2,null,54,2.8650999999999999E-2,2.8448999999999999E-2,2.8348999999999999E-2,2.8282999999999999E-2]
[55,2.9524999999999999E-2,2.9305999999999999E-2,2.9197000000000001E-2,2.9125000000000002E-2,null,55,2.9420999999999999E-2,2.9208999999999999E-2,2.9104000000000001E-2,2.9034000000000001E-2]
[56,3.0349999999999999E-2,3.0117999999999999E-2,3.0003999999999999E-2,2.9928E-2,null,56,3.0231000000000001E-2,3.0008E-2,2.9897E-2,2.9824E-2]
[57,3.1220000000000001E-2,3.0976E-2,3.0855E-2,3.0775E-2,null,57,3.1085000000000002E-2,3.0849000000000001E-2,3.0731999999999999E-2,3.0655000000000002E-2]
[58,3.2141000000000003E-2,3.1882000000000001E-2,3.1753999999999998E-2,3.1669000000000003E-2,null,58,3.1985E-2,3.1736E-2,3.1613000000000002E-2,3.1531000000000003E-2]
[59,3.3116E-2,3.2841000000000002E-2,3.2704999999999998E-2,3.2614999999999998E-2,null,59,3.2934999999999999E-2,3.2672E-2,3.2542000000000001E-2,3.2455999999999999E-2]
[60,3.415E-2,3.3856999999999998E-2,3.3713E-2,3.3617000000000001E-2,null,60,3.3938999999999997E-2,3.3661000000000003E-2,3.3522999999999997E-2,3.3432000000000003E-2]
[61,3.5247000000000001E-2,3.4936000000000002E-2,3.4782E-2,3.4680000000000002E-2,null,61,3.5000999999999997E-2,3.4706000000000001E-2,3.4561000000000001E-2,3.4464000000000002E-2]
[62,3.6413000000000001E-2,3.6080000000000001E-2,3.5915999999999997E-2,3.5808E-2,null,62,3.6124999999999997E-2,3.5812999999999998E-2,3.5658000000000002E-2,3.5555999999999997E-2]
[63,3.7651999999999998E-2,3.7296000000000003E-2,3.7121000000000001E-2,3.7005000000000003E-2,null,63,3.7316000000000002E-2,3.6983000000000002E-2,3.6819999999999999E-2,3.6711000000000001E-2]
[64,3.8970999999999999E-2,3.8589999999999999E-2,3.8401999999999999E-2,3.8278E-2,null,64,3.8575999999999999E-2,3.8223E-2,3.8048999999999999E-2,3.7934000000000002E-2]
[65,4.0377000000000003E-2,3.9967999999999997E-2,3.9766999999999997E-2,3.9634000000000003E-2,null,65,3.9912999999999997E-2,3.9537999999999997E-2,3.9352999999999999E-2,3.9230000000000001E-2]
[66,4.1881000000000002E-2,4.1442E-2,4.1224999999999998E-2,4.1082E-2,null,66,4.1333000000000002E-2,4.0932999999999997E-2,4.0736000000000001E-2,4.0606000000000003E-2]
[67,4.3494999999999999E-2,4.3020999999999997E-2,4.2788E-2,4.2633999999999998E-2,null,67,4.2841999999999998E-2,4.2416000000000002E-2,4.2207000000000001E-2,4.2068000000000001E-2]
[68,4.5229999999999999E-2,4.4718000000000001E-2,4.4467E-2,4.4299999999999999E-2,null,68,4.4448000000000001E-2,4.3993999999999998E-2,4.3770000000000003E-2,4.3623000000000002E-2]
[69,4.7100999999999997E-2,4.6545999999999997E-2,4.6273000000000002E-2,4.6093000000000002E-2,null,69,4.6155000000000002E-2,4.5671000000000003E-2,4.5433000000000001E-2,4.5275999999999997E-2]
[70,4.9119999999999997E-2,4.8516999999999998E-2,4.8221E-2,4.8024999999999998E-2,null,70,4.7968999999999998E-2,4.7453000000000002E-2,4.7199999999999999E-2,4.7031999999999997E-2]
[71,5.1304000000000002E-2,5.0646999999999998E-2,5.0324000000000001E-2,5.0111000000000003E-2,null,71,4.9893E-2,4.9343999999999999E-2,4.9074E-2,4.8896000000000002E-2]
[72,5.3671000000000003E-2,5.2951999999999999E-2,5.2600000000000001E-2,5.2366999999999997E-2,null,72,5.1930999999999998E-2,5.1346999999999997E-2,5.1061000000000002E-2,5.0871E-2]
[73,5.6238999999999997E-2,5.5449999999999999E-2,5.5063000000000001E-2,5.4808999999999997E-2,null,73,5.4082999999999999E-2,5.3463999999999998E-2,5.3159999999999999E-2,5.2958999999999999E-2]
[74,5.9027999999999997E-2,5.8159000000000002E-2,5.7734000000000001E-2,5.7453999999999998E-2,null,74,5.6348000000000002E-2,5.5692999999999999E-2,5.5370999999999997E-2,5.5157999999999999E-2]
[75,6.2065000000000002E-2,6.1105E-2,6.0636000000000002E-2,6.0326999999999999E-2,null,75,5.8723999999999998E-2,5.8033000000000001E-2,5.7693000000000001E-2,5.7468999999999999E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
[]
["Anno di nascita","Correzione dell’età"]
["Da: 01/01/1928 a: 31/12/1938",3]
["Da: 01/01/1939 a: 31/12/1947",2]
["Da: 01/01/1948 a: 31/12/1957",1]
["Da: 01/01/1958 a: 31/12/1966",0]
["Da: 01/01/1967 a: 31/12/1977",-1]
["Da: 01/01/1978 a: 31/12/1989",-2]
["Da: 01/01/1990 a: 31/12/2001",-3]
["Da: 01/01/2002 a: 31/12/2014",-4]
["Da: 01/01/2015 a: 31/12/2020",-5]
["Da: 01/01/2021 a: 31/12/9999",-6]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"Unisex",null,null,null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,null,null,null,null,"Colonna",2,3,4,5]
[1901,3,null,null,null,null,"Rapporto",1,2,4,12]
[1902,3]
[1903,3]
[1904,3]
[1905,3]
[1906,3]
[1907,3]
[1908,3]
[1909,3]
[1910,3]
[1911,3]
[1912,3]
[1913,3]
[1914,3]
[1915,3]
[1916,3]
[1917,3]
[1918,3]
[1919,3]
[1920,3]
[1921,3]
[1922,3]
[1923,3]
[1924,3]
[1925,3]
[1926,3]
[1927,3]
[1928,3]
[1929,3]
[1930,3]
[1931,3]
[1932,3]
[1933,3]
[1934,3]
[1935,3]
[1936,3]
[1937,3]
[1938,3]
[1939,2]
[1940,2]
[1941,2]
[1942,2]
[1943,2]
[1944,2]
[1945,2]
[1946,2]
[1947,2]
[1948,1]
[1949,1]
[1950,1]
[1951,1]
[1952,1]
[1953,1]
[1954,1]
[1955,1]
[1956,1]
[1957,1]
[1958,0]
[1959,0]
[1960,0]
[1961,0]
[1962,0]
[1963,0]
[1964,0]
[1965,0]
[1966,0]
[1967,-1]
[1968,-1]
[1969,-1]
[1970,-1]
[1971,-1]
[1972,-1]
[1973,-1]
[1974,-1]
[1975,-1]
[1976,-1]
[1977,-1]
[1978,-2]
[1979,-2]
[1980,-2]
[1981,-2]
[1982,-2]
[1983,-2]
[1984,-2]
[1985,-2]
[1986,-2]
[1987,-2]
[1988,-2]
[1989,-2]
[1990,-3]
[1991,-3]
[1992,-3]
[1993,-3]
[1994,-3]
[1995,-3]
[1996,-3]
[1997,-3]
[1998,-3]
[1999,-3]
[2000,-3]
[2001,-3]
[2002,-4]
[2003,-4]
[2004,-4]
[2005,-4]
[2006,-4]
[2007,-4]
[2008,-4]
[2009,-4]
[2010,-4]
[2011,-4]
[2012,-4]
[2013,-4]
[2014,-4]
[2015,-5]
[2016,-5]
[2017,-5]
[2018,-5]
[2019,-5]
[2020,-5]
[2021,-6]
[2022,-6]
[2023,-6]
[2024,-6]
[2025,-6]
[2026,-6]
[2027,-6]
[2028,-6]
[2029,-6]
[2030,-6]
[2031,-6]
[2032,-6]
[2033,-6]
[2034,-6]
[2035,-6]
[2036,-6]
[2037,-6]
[2038,-6]
[2039,-6]
[2040,-6]
[2041,-6]
[2042,-6]
[2043,-6]
[2044,-6]
[2045,-6]
[2046,-6]
[2047,-6]
[2048,-6]
[2049,-6]
[2050,-6]

{"sheet":"DSP IUPIP_DSP - ULPIP_DSP","index":6,"n_rows":227,"n_cols":38,"rows_kept":227,"cut":false,"hidden":true,"merged":[[0,0,0,16383],[25,1,25,4],[25,7,25,10],[58,0,58,1],[73,0,73,1]]}
["Domani sicuro PlusIUPIP_DSP - ULPIP_DSP"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 10 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",2E-3,null,null,null,null,"Dato non necessario"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica","IPS55U",null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B6),B6=0),\"\",VLOOKUP(B6,A77:B228,2,FALSE))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B8),B8=0,ISBLANK(E6),E6=\"\"),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E56,HLOOKUP(B8,H76:K78,2,FALSE),FALSE))","v":""},{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,2,FALSE))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",E9/HLOOKUP(B8,H76:K79,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,VLOOKUP(E7,G27:K53,HLOOKUP(B8,H76:K78,2,FALSE),FALSE),\"\"))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H76:K79,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
["Coefficienti di conversione"]
[]
[]
["Rendita vitalizia immediata",null,null,null,null,null,"Rendita certa per 10 anni e poi vitalizia"]
[null,"Rateazione della rendita",null,null,null,null,null,"Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile"]
[50,3.8946000000000001E-2,3.8566000000000003E-2,3.8378000000000002E-2,3.8254999999999997E-2,null,50,3.8832999999999999E-2,3.8460000000000001E-2,3.8276999999999999E-2,3.8155000000000001E-2]
[51,3.9669000000000003E-2,3.9274000000000003E-2,3.9079999999999997E-2,3.8952000000000001E-2,null,51,3.9541E-2,3.9155000000000002E-2,3.8965E-2,3.884E-2]
[52,4.0431000000000002E-2,4.0022000000000002E-2,3.9820000000000001E-2,3.9687E-2,null,52,4.0287000000000003E-2,3.9886999999999999E-2,3.9690000000000003E-2,3.9559999999999998E-2]
[53,4.1236000000000002E-2,4.0809999999999999E-2,4.0599999999999997E-2,4.0461999999999998E-2,null,53,4.1071999999999997E-2,4.0656999999999999E-2,4.0453000000000003E-2,4.0318E-2]
[54,4.2085999999999998E-2,4.1641999999999998E-2,4.1424000000000002E-2,4.1279999999999997E-2,null,54,4.1897999999999998E-2,4.1467999999999998E-2,4.1256000000000001E-2,4.1116E-2]
[55,4.2984000000000001E-2,4.2521999999999997E-2,4.2293999999999998E-2,4.2144000000000001E-2,null,55,4.2770000000000002E-2,4.2321999999999999E-2,4.2102000000000001E-2,4.1956E-2]
[56,4.3936000000000003E-2,4.3452999999999999E-2,4.3215000000000003E-2,4.3057999999999999E-2,null,56,4.3688999999999999E-2,4.3222999999999998E-2,4.2993999999999997E-2,4.2842999999999999E-2]
[57,4.4946E-2,4.4441000000000001E-2,4.4192000000000002E-2,4.4027999999999998E-2,null,57,4.4658999999999997E-2,4.4173999999999998E-2,4.3936000000000003E-2,4.3777999999999997E-2]
[58,4.6019999999999998E-2,4.5490000000000003E-2,4.5229999999999999E-2,4.5058000000000001E-2,null,58,4.5685000000000003E-2,4.5178999999999997E-2,4.4930999999999999E-2,4.4766E-2]
[59,4.7162999999999997E-2,4.6607000000000003E-2,4.6332999999999999E-2,4.6153E-2,null,59,4.6768999999999998E-2,4.6240999999999997E-2,4.5982000000000002E-2,4.5810999999999998E-2]
[60,4.8381E-2,4.7795999999999998E-2,4.7508000000000002E-2,4.7319E-2,null,60,4.7914999999999999E-2,4.7364000000000003E-2,4.7093999999999997E-2,4.6914999999999998E-2]
[61,4.9679000000000001E-2,4.9062000000000001E-2,4.8758999999999997E-2,4.8559999999999999E-2,null,61,4.9126999999999997E-2,4.8550999999999997E-2,4.8267999999999998E-2,4.8080999999999999E-2]
[62,5.1061000000000002E-2,5.0409000000000002E-2,5.0090000000000003E-2,4.9879E-2,null,62,5.0405999999999999E-2,4.9803E-2,4.9508000000000003E-2,4.9312000000000002E-2]
[63,5.2532000000000002E-2,5.1843E-2,5.1505000000000002E-2,5.1282000000000001E-2,null,63,5.1756000000000003E-2,5.1124999999999997E-2,5.0816E-2,5.0611000000000003E-2]
[64,5.4102999999999998E-2,5.3372000000000003E-2,5.3013999999999999E-2,5.2777999999999999E-2,null,64,5.3183000000000001E-2,5.2521999999999999E-2,5.2197E-2,5.1983000000000001E-2]
[65,5.5781999999999998E-2,5.5004999999999998E-2,5.4625E-2,5.4375E-2,null,65,5.4691999999999998E-2,5.3997999999999997E-2,5.3657999999999997E-2,5.3433000000000001E-2]
[66,5.7575000000000001E-2,5.6748E-2,5.6343999999999998E-2,5.6077000000000002E-2,null,66,5.6286000000000003E-2,5.5557000000000002E-2,5.5198999999999998E-2,5.4963999999999999E-2]
[67,5.9499000000000003E-2,5.8616000000000001E-2,5.8185000000000001E-2,5.79E-2,null,67,5.7971000000000002E-2,5.7204999999999999E-2,5.6829999999999999E-2,5.6582E-2]
[68,6.1565000000000002E-2,6.062E-2,6.0158999999999997E-2,5.9854999999999998E-2,null,68,5.9750999999999999E-2,5.8945999999999998E-2,5.8552E-2,5.8291999999999997E-2]
[69,6.3786999999999996E-2,6.2772999999999995E-2,6.2279000000000001E-2,6.1953000000000001E-2,null,69,6.1627000000000001E-2,6.0782999999999997E-2,6.0368999999999999E-2,6.0096999999999998E-2]
[70,6.6179000000000002E-2,6.5088999999999994E-2,6.4557000000000003E-2,6.4207E-2,null,70,6.3600000000000004E-2,6.2714000000000006E-2,6.2281000000000003E-2,6.1995000000000001E-2]
[71,6.8755999999999998E-2,6.7580000000000001E-2,6.7005999999999996E-2,6.6629999999999995E-2,null,71,6.5669000000000005E-2,6.4741000000000007E-2,6.4286999999999997E-2,6.3987000000000002E-2]
[72,7.1540999999999993E-2,7.0267999999999997E-2,6.9649000000000003E-2,6.9241999999999998E-2,null,72,6.7833000000000004E-2,6.6862000000000005E-2,6.6387000000000002E-2,6.6073999999999994E-2]
[73,7.4568999999999996E-2,7.3187000000000002E-2,7.2515999999999997E-2,7.2075E-2,null,73,7.0095000000000005E-2,6.9081000000000004E-2,6.8584999999999993E-2,6.8259E-2]
[74,7.7877000000000002E-2,7.6370999999999994E-2,7.5639999999999999E-2,7.5161000000000006E-2,null,74,7.2454000000000005E-2,7.1397000000000002E-2,7.0879999999999999E-2,7.0540000000000005E-2]
[75,8.1497E-2,7.9849000000000003E-2,7.9050999999999996E-2,7.8527E-2,null,75,7.4899999999999994E-2,7.3802000000000006E-2,7.3264999999999997E-2,7.2911000000000004E-2]
[76,8.5468000000000002E-2,8.3657999999999996E-2,8.2781999999999994E-2,8.2208000000000003E-2,null,76,7.7422000000000005E-2,7.6285000000000006E-2,7.5729000000000005E-2,7.5361999999999998E-2]
[77,8.9811000000000002E-2,8.7815000000000004E-2,8.6848999999999996E-2,8.6218000000000003E-2,null,77,7.9999000000000001E-2,7.8825999999999993E-2,7.8252000000000002E-2,7.7875E-2]
[78,9.4543000000000002E-2,9.2333999999999999E-2,9.1267000000000001E-2,9.0569999999999998E-2,null,78,8.2605999999999999E-2,8.1403000000000003E-2,8.0813999999999997E-2,8.0426999999999998E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
[]
["Anno di nascita","Correzione dell’età"]
["Fino al 31/12/1926","+ 3 anni"]
["Da: 01/01/1927 a: 31/12/1938","+ 2 anni"]
["Da: 01/01/1939 a: 31/12/1947","+ 1 anno"]
["Da: 01/01/1948 a: 31/12/1960","------"]
["Da: 01/01/1961 a: 31/12/1970","- 1 anno"]
["Da: 01/01/1971","- 2 anni"]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"Unisex",null,null,null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,null,null,null,null,"Colonna",2,3,4,5]
[1901,3,null,null,null,null,"Rapporto",1,2,4,12]
[1902,3]
[1903,3]
[1904,3]
[1905,3]
[1906,3]
[1907,3]
[1908,3]
[1909,3]
[1910,3]
[1911,3]
[1912,3]
[1913,3]
[1914,3]
[1915,3]
[1916,3]
[1917,3]
[1918,3]
[1919,3]
[1920,3]
[1921,3]
[1922,3]
[1923,3]
[1924,3]
[1925,3]
[1926,3]
[1927,2]
[1928,2]
[1929,2]
[1930,2]
[1931,2]
[1932,2]
[1933,2]
[1934,2]
[1935,2]
[1936,2]
[1937,2]
[1938,2]
[1939,1]
[1940,1]
[1941,1]
[1942,1]
[1943,1]
[1944,1]
[1945,1]
[1946,1]
[1947,1]
[1948,0]
[1949,0]
[1950,0]
[1951,0]
[1952,0]
[1953,0]
[1954,0]
[1955,0]
[1956,0]
[1957,0]
[1958,0]
[1959,0]
[1960,0]
[1961,-1]
[1962,-1]
[1963,-1]
[1964,-1]
[1965,-1]
[1966,-1]
[1967,-1]
[1968,-1]
[1969,-1]
[1970,-1]
[1971,-2]
[1972,-2]
[1973,-2]
[1974,-2]
[1975,-2]
[1976,-2]
[1977,-2]
[1978,-2]
[1979,-2]
[1980,-2]
[1981,-2]
[1982,-2]
[1983,-2]
[1984,-2]
[1985,-2]
[1986,-2]
[1987,-2]
[1988,-2]
[1989,-2]
[1990,-2]
[1991,-2]
[1992,-2]
[1993,-2]
[1994,-2]
[1995,-2]
[1996,-2]
[1997,-2]
[1998,-2]
[1999,-2]
[2000,-2]
[2001,-2]
[2002,-2]
[2003,-2]
[2004,-2]
[2005,-2]
[2006,-2]
[2007,-2]
[2008,-2]
[2009,-2]
[2010,-2]
[2011,-2]
[2012,-2]
[2013,-2]
[2014,-2]
[2015,-2]
[2016,-2]
[2017,-2]
[2018,-2]
[2019,-2]
[2020,-2]
[2021,-2]
[2022,-2]
[2023,-2]
[2024,-2]
[2025,-2]
[2026,-2]
[2027,-2]
[2028,-2]
[2029,-2]
[2030,-2]
[2031,-2]
[2032,-2]
[2033,-2]
[2034,-2]
[2035,-2]
[2036,-2]
[2037,-2]
[2038,-2]
[2039,-2]
[2040,-2]
[2041,-2]
[2042,-2]
[2043,-2]
[2044,-2]
[2045,-2]
[2046,-2]
[2047,-2]
[2048,-2]
[2049,-2]
[2050,-2]

{"sheet":"DSP  IUPIP_DSP01- ULPIP_DSP01","index":7,"n_rows":228,"n_cols":35,"rows_kept":228,"cut":false,"hidden":true,"merged":[[0,0,0,16383],[25,1,25,4],[25,7,25,10],[55,0,55,1],[74,0,74,1]]}
["Domani sicuro Plus IUPIP_DSP01- ULPIP_DSP01"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 10 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",1E-3,null,null,null,null,"Dato non necessario"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica","A62",null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B5),B6=0,B6=0),\"\",VLOOKUP(B6,A77:D228,2,FALSE))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B8),B8=0,ISBLANK(E6),E6=\"\"),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE))","v":""},{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,2,FALSE))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",E9/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,VLOOKUP(E7,G27:K53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE),\"\"))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
["Coefficienti di conversione"]
[]
[]
["Rendita vitalizia immediata",null,null,null,null,null,"Rendita certa per 10 anni e poi vitalizia"]
[null,"Rateazione della rendita",null,null,null,null,null,"Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile"]
[50,2.5971999999999999E-2,2.5803E-2,2.5718999999999999E-2,2.5662999999999998E-2,null,50,2.5918E-2,2.5751E-2,2.5669000000000001E-2,2.5614999999999999E-2]
[51,2.6615E-2,2.6436999999999999E-2,2.6349000000000001E-2,2.6290000000000001E-2,null,51,2.6553E-2,2.6379E-2,2.6293E-2,2.6235000000000001E-2]
[52,2.7289000000000001E-2,2.7102000000000001E-2,2.7008999999999998E-2,2.6948E-2,null,52,2.7219E-2,2.7036000000000001E-2,2.6946000000000001E-2,2.6886E-2]
[53,2.7997000000000001E-2,2.7799999999999998E-2,2.7702999999999998E-2,2.7637999999999999E-2,null,53,2.7917999999999998E-2,2.7726000000000001E-2,2.7630999999999999E-2,2.7567999999999999E-2]
[54,2.8740999999999999E-2,2.8534E-2,2.8431000000000001E-2,2.8362999999999999E-2,null,54,2.8650999999999999E-2,2.8448999999999999E-2,2.8348999999999999E-2,2.8282999999999999E-2]
[55,2.9524999999999999E-2,2.9305999999999999E-2,2.9197000000000001E-2,2.9125000000000002E-2,null,55,2.9420999999999999E-2,2.9208999999999999E-2,2.9104000000000001E-2,2.9034000000000001E-2]
[56,3.0349999999999999E-2,3.0117999999999999E-2,3.0003999999999999E-2,2.9928E-2,null,56,3.0231000000000001E-2,3.0008E-2,2.9897E-2,2.9824E-2]
[57,3.1220000000000001E-2,3.0976E-2,3.0855E-2,3.0775E-2,null,57,3.1085000000000002E-2,3.0849000000000001E-2,3.0731999999999999E-2,3.0655000000000002E-2]
[58,3.2141000000000003E-2,3.1882000000000001E-2,3.1753999999999998E-2,3.1669000000000003E-2,null,58,3.1985E-2,3.1736E-2,3.1613000000000002E-2,3.1531000000000003E-2]
[59,3.3116E-2,3.2841000000000002E-2,3.2704999999999998E-2,3.2614999999999998E-2,null,59,3.2934999999999999E-2,3.2672E-2,3.2542000000000001E-2,3.2455999999999999E-2]
[60,3.415E-2,3.3856999999999998E-2,3.3713E-2,3.3617000000000001E-2,null,60,3.3938999999999997E-2,3.3661000000000003E-2,3.3522999999999997E-2,3.3432000000000003E-2]
[61,3.5247000000000001E-2,3.4936000000000002E-2,3.4782E-2,3.4680000000000002E-2,null,61,3.5000999999999997E-2,3.4706000000000001E-2,3.4561000000000001E-2,3.4464000000000002E-2]
[62,3.6413000000000001E-2,3.6080000000000001E-2,3.5915999999999997E-2,3.5808E-2,null,62,3.6124999999999997E-2,3.5812999999999998E-2,3.5658000000000002E-2,3.5555999999999997E-2]
[63,3.7651999999999998E-2,3.7296000000000003E-2,3.7121000000000001E-2,3.7005000000000003E-2,null,63,3.7316000000000002E-2,3.6983000000000002E-2,3.6819999999999999E-2,3.6711000000000001E-2]
[64,3.8970999999999999E-2,3.8589999999999999E-2,3.8401999999999999E-2,3.8278E-2,null,64,3.8575999999999999E-2,3.8223E-2,3.8048999999999999E-2,3.7934000000000002E-2]
[65,4.0377000000000003E-2,3.9967999999999997E-2,3.9766999999999997E-2,3.9634000000000003E-2,null,65,3.9912999999999997E-2,3.9537999999999997E-2,3.9352999999999999E-2,3.9230000000000001E-2]
[66,4.1881000000000002E-2,4.1442E-2,4.1224999999999998E-2,4.1082E-2,null,66,4.1333000000000002E-2,4.0932999999999997E-2,4.0736000000000001E-2,4.0606000000000003E-2]
[67,4.3494999999999999E-2,4.3020999999999997E-2,4.2788E-2,4.2633999999999998E-2,null,67,4.2841999999999998E-2,4.2416000000000002E-2,4.2207000000000001E-2,4.2068000000000001E-2]
[68,4.5229999999999999E-2,4.4718000000000001E-2,4.4467E-2,4.4299999999999999E-2,null,68,4.4448000000000001E-2,4.3993999999999998E-2,4.3770000000000003E-2,4.3623000000000002E-2]
[69,4.7100999999999997E-2,4.6545999999999997E-2,4.6273000000000002E-2,4.6093000000000002E-2,null,69,4.6155000000000002E-2,4.5671000000000003E-2,4.5433000000000001E-2,4.5275999999999997E-2]
[70,4.9119999999999997E-2,4.8516999999999998E-2,4.8221E-2,4.8024999999999998E-2,null,70,4.7968999999999998E-2,4.7453000000000002E-2,4.7199999999999999E-2,4.7031999999999997E-2]
[71,5.1304000000000002E-2,5.0646999999999998E-2,5.0324000000000001E-2,5.0111000000000003E-2,null,71,4.9893E-2,4.9343999999999999E-2,4.9074E-2,4.8896000000000002E-2]
[72,5.3671000000000003E-2,5.2951999999999999E-2,5.2600000000000001E-2,5.2366999999999997E-2,null,72,5.1930999999999998E-2,5.1346999999999997E-2,5.1061000000000002E-2,5.0871E-2]
[73,5.6238999999999997E-2,5.5449999999999999E-2,5.5063000000000001E-2,5.4808999999999997E-2,null,73,5.4082999999999999E-2,5.3463999999999998E-2,5.3159999999999999E-2,5.2958999999999999E-2]
[74,5.9027999999999997E-2,5.8159000000000002E-2,5.7734000000000001E-2,5.7453999999999998E-2,null,74,5.6348000000000002E-2,5.5692999999999999E-2,5.5370999999999997E-2,5.5157999999999999E-2]
[75,6.2065000000000002E-2,6.1105E-2,6.0636000000000002E-2,6.0326999999999999E-2,null,75,5.8723999999999998E-2,5.8033000000000001E-2,5.7693000000000001E-2,5.7468999999999999E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
[]
["Anno di nascita","Correzione dell’età"]
["Da: 01/01/1928 a: 31/12/1938",3]
["Da: 01/01/1939 a: 31/12/1947",2]
["Da: 01/01/1948 a: 31/12/1957",1]
["Da: 01/01/1958 a: 31/12/1966",0]
["Da: 01/01/1967 a: 31/12/1977",-1]
["Da: 01/01/1978 a: 31/12/1989",-2]
["Da: 01/01/1990 a: 31/12/2001",-3]
["Da: 01/01/2002 a: 31/12/2014",-4]
["Da: 01/01/2015 a: 31/12/2020",-5]
["Da: 01/01/2021 a: 31/12/9999",-6]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"Unisex",null,null,null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,null,null,null,null,"Colonna",2,3,4,5]
[1901,3,null,null,null,null,"Rapporto",1,2,4,12]
[1902,3]
[1903,3]
[1904,3]
[1905,3]
[1906,3]
[1907,3]
[1908,3]
[1909,3]
[1910,3]
[1911,3]
[1912,3]
[1913,3]
[1914,3]
[1915,3]
[1916,3]
[1917,3]
[1918,3]
[1919,3]
[1920,3]
[1921,3]
[1922,3]
[1923,3]
[1924,3]
[1925,3]
[1926,3]
[1927,3]
[1928,3]
[1929,3]
[1930,3]
[1931,3]
[1932,3]
[1933,3]
[1934,3]
[1935,3]
[1936,3]
[1937,3]
[1938,3]
[1939,2]
[1940,2]
[1941,2]
[1942,2]
[1943,2]
[1944,2]
[1945,2]
[1946,2]
[1947,2]
[1948,1]
[1949,1]
[1950,1]
[1951,1]
[1952,1]
[1953,1]
[1954,1]
[1955,1]
[1956,1]
[1957,1]
[1958,0]
[1959,0]
[1960,0]
[1961,0]
[1962,0]
[1963,0]
[1964,0]
[1965,0]
[1966,0]
[1967,-1]
[1968,-1]
[1969,-1]
[1970,-1]
[1971,-1]
[1972,-1]
[1973,-1]
[1974,-1]
[1975,-1]
[1976,-1]
[1977,-1]
[1978,-2]
[1979,-2]
[1980,-2]
[1981,-2]
[1982,-2]
[1983,-2]
[1984,-2]
[1985,-2]
[1986,-2]
[1987,-2]
[1988,-2]
[1989,-2]
[1990,-3]
[1991,-3]
[1992,-3]
[1993,-3]
[1994,-3]
[1995,-3]
[1996,-3]
[1997,-3]
[1998,-3]
[1999,-3]
[2000,-3]
[2001,-3]
[2002,-4]
[2003,-4]
[2004,-4]
[2005,-4]
[2006,-4]
[2007,-4]
[2008,-4]
[2009,-4]
[2010,-4]
[2011,-4]
[2012,-4]
[2013,-4]
[2014,-4]
[2015,-5]
[2016,-5]
[2017,-5]
[2018,-5]
[2019,-5]
[2020,-5]
[2021,-6]
[2022,-6]
[2023,-6]
[2024,-6]
[2025,-6]
[2026,-6]
[2027,-6]
[2028,-6]
[2029,-6]
[2030,-6]
[2031,-6]
[2032,-6]
[2033,-6]
[2034,-6]
[2035,-6]
[2036,-6]
[2037,-6]
[2038,-6]
[2039,-6]
[2040,-6]
[2041,-6]
[2042,-6]
[2043,-6]
[2044,-6]
[2045,-6]
[2046,-6]
[2047,-6]
[2048,-6]
[2049,-6]
[2050,-6]

{"sheet":"DSP IUPIP_DSP05 - ULPIP_DSP05","index":8,"n_rows":228,"n_cols":35,"rows_kept":228,"cut":false,"hidden":true,"merged":[[0,0,0,16383],[25,1,25,4],[25,7,25,10],[55,0,55,1],[74,0,74,1]]}
["Domani sicuro Plus IUPIP_DSP05 - ULPIP_DSP05"]
["Dati",null,null,"Calcoli",null,null,null,null,null,"Scelte"]
[null,null,null,null,null,null,null,null,null,"Rendita vitalizia immediata","Rendita certa per 10 anni e poi vitalizia"]
["Adesione",{"$f":"Calcolo!D10","v":0},null,"Tasso",5.0000000000000001E-3,null,null,null,null,"dato non necessario"]
["Sesso",{"$f":"Calcolo!D20","v":0},null,"Tavola demografica","A62",null,null,null,null,"M","F"]
["Anno di nascita",{"$f":"Calcolo!D22","v":0},null,"Fattore correzione",{"$f":"IF(OR(ISBLANK(B6),B6=0),\"\",VLOOKUP(B6,A77:D228,2,FALSE))","v":""}]
["Età",{"$f":"Calcolo!D18","v":0},null,"Età assicurativa",{"$f":"IF(OR(ISBLANK(B8),B8=0,ISBLANK(E6),E6=\"\"),\"\",B7+E6)","v":""},"Annuale",null,null,null,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75]
["Rateizzazione",{"$f":"Calcolo!D12","v":0},null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE))","v":""},{"$f":"IF(OR(ISBLANK(B8),B8=0,E7=\"\"),\"\",VLOOKUP(E7,A27:E53,2,FALSE))","v":""},null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
["Tipologia",{"$f":"Calcolo!D14","v":0},null,"Rendita",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*E8)","v":""},{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",B10*F8)","v":""}]
["Maturato",{"$f":"Calcolo!D24","v":0},null,"Rendita con fraz.",{"$f":"IF(OR(ISBLANK(E8),E8=0,E8=\"\"),\"\",E9/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[null,null,null,"Coefficiente",{"$f":"IF(OR(ISBLANK(B9),ISBLANK(B8),B9=0,B8=0,E7=\"\"),\"\",IF(B9=K3,VLOOKUP(E7,G27:K53,HLOOKUP(B8,H77:K79,2,FALSE),FALSE),\"\"))","v":""}]
[null,null,null,"Rendita certa",{"$f":"IF(E12=\"\",\"\",B10*E12)","v":""}]
[null,null,null,"Rendita certa con fraz.",{"$f":"IF(E12=\"\",\"\",E13/HLOOKUP(B8,H77:K79,3,FALSE))","v":""}]
[]
[]
[]
[]
["Tabelle"]
[]
[]
["Coefficienti di conversione"]
[]
[]
["Rendita vitalizia immediata",null,null,null,null,null,"Rendita certa per 10 anni e poi vitalizia"]
[null,"Rateazione della rendita",null,null,null,null,null,"Rateazione della rendita"]
["Età","Annuale","Semestrale","Trimestrale","Mensile",null,"Età","Annuale","Semestrale","Trimestrale","Mensile"]
[50,2.9627000000000001E-2,2.9406999999999999E-2,2.9298000000000001E-2,2.9225000000000001E-2,null,50,2.9554E-2,2.9339E-2,2.9232000000000001E-2,2.9160999999999999E-2]
[51,3.0349999999999999E-2,3.0117999999999999E-2,3.0003999999999999E-2,2.9928E-2,null,51,3.0266999999999999E-2,3.0041000000000002E-2,2.9929000000000001E-2,2.9855E-2]
[52,3.1109999999999999E-2,3.0866999999999999E-2,3.0747E-2,3.0667E-2,null,52,3.1015000000000001E-2,3.0778E-2,3.0661000000000001E-2,3.0584E-2]
[53,3.1911000000000002E-2,3.1655000000000003E-2,3.1529000000000001E-2,3.1445000000000001E-2,null,53,3.1801000000000003E-2,3.1552999999999998E-2,3.143E-2,3.1349000000000002E-2]
[54,3.2754999999999999E-2,3.2486000000000001E-2,3.2353E-2,3.2265000000000002E-2,null,54,3.2628999999999998E-2,3.2368000000000001E-2,3.2238999999999997E-2,3.2154000000000002E-2]
[55,3.3646000000000002E-2,3.3362000000000003E-2,3.3222000000000002E-2,3.3128999999999999E-2,null,55,3.3500000000000002E-2,3.3225999999999999E-2,3.3090000000000001E-2,3.3001000000000003E-2]
[56,3.4589000000000002E-2,3.4287999999999999E-2,3.4139999999999997E-2,3.4042000000000003E-2,null,56,3.4417999999999997E-2,3.4129E-2,3.3987000000000003E-2,3.3893E-2]
[57,3.5586E-2,3.5268000000000001E-2,3.5111999999999997E-2,3.5007999999999997E-2,null,57,3.5385E-2,3.5082000000000002E-2,3.4931999999999998E-2,3.4833000000000003E-2]
[58,3.6644999999999997E-2,3.6308E-2,3.6142000000000001E-2,3.6032000000000002E-2,null,58,3.6407000000000002E-2,3.6088000000000002E-2,3.5929999999999997E-2,3.5825000000000003E-2]
[59,3.7768999999999997E-2,3.7412000000000001E-2,3.7234999999999997E-2,3.7118999999999999E-2,null,59,3.7486999999999999E-2,3.7150000000000002E-2,3.6983000000000002E-2,3.6873000000000003E-2]
[60,3.8966000000000001E-2,3.8585000000000001E-2,3.8398000000000002E-2,3.8274000000000002E-2,null,60,3.8628999999999997E-2,3.8272E-2,3.8096999999999999E-2,3.798E-2]
[61,4.0238999999999997E-2,3.9833E-2,3.9633000000000002E-2,3.9501000000000001E-2,null,61,3.9835000000000002E-2,3.9458E-2,3.9273000000000002E-2,3.9149999999999997E-2]
[62,4.1592999999999998E-2,4.1159000000000001E-2,4.0946000000000003E-2,4.0805000000000001E-2,null,62,4.1107999999999999E-2,4.0710000000000003E-2,4.0514000000000001E-2,4.0384000000000003E-2]
[63,4.3033000000000002E-2,4.2569000000000003E-2,4.2340999999999997E-2,4.2190999999999999E-2,null,63,4.2451999999999997E-2,4.2030999999999999E-2,4.1824E-2,4.1686000000000001E-2]
[64,4.4569999999999999E-2,4.4072E-2,4.3827999999999999E-2,4.3666999999999997E-2,null,64,4.3874000000000003E-2,4.3427E-2,4.3208000000000003E-2,4.3062000000000003E-2]
[65,4.6211000000000002E-2,4.5677000000000002E-2,4.5414000000000003E-2,4.5241000000000003E-2,null,65,4.5377000000000001E-2,4.4903999999999999E-2,4.4671000000000002E-2,4.4517000000000001E-2]
[66,4.7964E-2,4.7388E-2,4.7106000000000002E-2,4.6919000000000002E-2,null,66,4.6965E-2,4.6463999999999998E-2,4.6217000000000001E-2,4.6053999999999998E-2]
[67,4.9841999999999997E-2,4.9221000000000001E-2,4.8916000000000001E-2,4.8715000000000001E-2,null,67,4.8646000000000002E-2,4.8113999999999997E-2,4.7851999999999999E-2,4.7678999999999999E-2]
[68,5.1858000000000001E-2,5.1186000000000002E-2,5.0856999999999999E-2,5.0639000000000003E-2,null,68,5.0422000000000002E-2,4.9858E-2,4.9581E-2,4.9397999999999997E-2]
[69,5.4024999999999997E-2,5.3296000000000003E-2,5.2939E-2,5.2704000000000001E-2,null,69,5.2297000000000003E-2,5.1700000000000003E-2,5.1406E-2,5.1212000000000001E-2]
[70,5.6357999999999998E-2,5.5565000000000003E-2,5.5176999999999997E-2,5.4920999999999998E-2,null,70,5.4271E-2,5.3638999999999999E-2,5.3329000000000001E-2,5.3123999999999998E-2]
[71,5.8869999999999999E-2,5.8006000000000002E-2,5.7583000000000002E-2,5.7304000000000001E-2,null,71,5.6344999999999999E-2,5.5676999999999997E-2,5.5350000000000003E-2,5.5134000000000002E-2]
[72,6.1584E-2,6.0638999999999998E-2,6.0177000000000001E-2,5.9873000000000003E-2,null,72,5.8518000000000001E-2,5.7814999999999998E-2,5.747E-2,5.7242000000000001E-2]
[73,6.4533999999999994E-2,6.3495999999999997E-2,6.2990000000000004E-2,6.2657000000000004E-2,null,73,6.0793E-2,6.0054999999999997E-2,5.9692000000000002E-2,5.9451999999999998E-2]
[74,6.7752000000000007E-2,6.6610000000000003E-2,6.6053000000000001E-2,6.5686999999999995E-2,null,74,6.3171000000000005E-2,6.2396E-2,6.2016000000000002E-2,6.1765E-2]
[75,7.1272000000000002E-2,7.0009000000000002E-2,6.9393999999999997E-2,6.8989999999999996E-2,null,75,6.5641000000000005E-2,6.4833000000000002E-2,6.4435999999999993E-2,6.4173999999999995E-2]
[]
[]
["Tabella del ringiovanimento"]
[]
[]
["Anno di nascita","Correzione dell’età"]
["Da: 01/01/1928 a: 31/12/1938",3]
["Da: 01/01/1939 a: 31/12/1947",2]
["Da: 01/01/1948 a: 31/12/1957",1]
["Da: 01/01/1958 a: 31/12/1966",0]
["Da: 01/01/1967 a: 31/12/1977",-1]
["Da: 01/01/1978 a: 31/12/1989",-2]
["Da: 01/01/1990 a: 31/12/2001",-3]
["Da: 01/01/2002 a: 31/12/2014",-4]
["Da: 01/01/2015 a: 31/12/2020",-5]
["Da: 01/01/2021 a: 31/12/9999",-6]
[]
[]
["Tabelle funzionali"]
[]
[]
["Calcolo del fattore correttivo"]
[]
[null,"Unisex",null,null,null,null,null,"Annuale","Semestrale","Trimestrale","Mensile"]
[1900,3,null,null,null,null,"Colonna",2,3,4,5]
[1901,3,null,null,null,null,"Rapporto",1,2,4,12]
[1902,3]
[1903,3]
[1904,3]
[1905,3]
[1906,3]
[1907,3]
[1908,3]
[1909,3]
[1910,3]
[1911,3]
[1912,3]
[1913,3]
[1914,3]
[1915,3]
[1916,3]
[1917,3]
[1918,3]
[1919,3]
[1920,3]
[1921,3]
[1922,3]
[1923,3]
[1924,3]
[1925,3]
[1926,3]
[1927,3]
[1928,3]
[1929,3]
[1930,3]
[1931,3]
[1932,3]
[1933,3]
[1934,3]
[1935,3]
[1936,3]
[1937,3]
[1938,3]
[1939,2]
[1940,2]
[1941,2]
[1942,2]
[1943,2]
[1944,2]
[1945,2]
[1946,2]
[1947,2]
[1948,1]
[1949,1]
[1950,1]
[1951,1]
[1952,1]
[1953,1]
[1954,1]
[1955,1]
[1956,1]
[1957,1]
[1958,0]
[1959,0]
[1960,0]
[1961,0]
[1962,0]
[1963,0]
[1964,0]
[1965,0]
[1966,0]
[1967,-1]
[1968,-1]
[1969,-1]
[1970,-1]
[1971,-1]
[1972,-1]
[1973,-1]
[1974,-1]
[1975,-1]
[1976,-1]
[1977,-1]
[1978,-2]
[1979,-2]
[1980,-2]
[1981,-2]
[1982,-2]
[1983,-2]
[1984,-2]
[1985,-2]
[1986,-2]
[1987,-2]
[1988,-2]
[1989,-2]
[1990,-3]
[1991,-3]
[1992,-3]
[1993,-3]
[1994,-3]
[1995,-3]
[1996,-3]
[1997,-3]
[1998,-3]
[1999,-3]
[2000,-3]
[2001,-3]
[2002,-4]
[2003,-4]
[2004,-4]
[2005,-4]
[2006,-4]
[2007,-4]
[2008,-4]
[2009,-4]
[2010,-4]
[2011,-4]
[2012,-4]
[2013,-4]
[2014,-4]
[2015,-5]
[2016,-5]
[2017,-5]
[2018,-5]
[2019,-5]
[2020,-5]
[2021,-6]
[2022,-6]
[2023,-6]
[2024,-6]
[2025,-6]
[2026,-6]
[2027,-6]
[2028,-6]
[2029,-6]
[2030,-6]
[2031,-6]
[2032,-6]
[2033,-6]
[2034,-6]
[2035,-6]
[2036,-6]
[2037,-6]
[2038,-6]
[2039,-6]
[2040,-6]
[2041,-6]
[2042,-6]
[2043,-6]
[2044,-6]
[2045,-6]
[2046,-6]
[2047,-6]
[2048,-6]
[2049,-6]
[2050,-6]